Home Mover Mortgages

Home mover mortgages

When you already own a home, the process of moving house can be complicated. It’s often said that moving is one of the most stressful times of our lives, and Harmony FS want to take away as much of that stress as possible.

By sitting down with an experienced mortgage advisor, you can be reassured that a suitable mortgage is available to help you now that your situation has changed.

Whether you’re downsizing, looking for a larger family home, or moving to a different city altogether, we’ll get to know your situation to advise you on the best mortgage to make your dream home a reality.

Mortgage advice for home movers

Applying for a mortgage when you already own a home isn’t as straightforward as it is for first-time buyers.

While you’ll already be familiar with the mortgage application process, it’s likely been a while since you last went through it. Changes in your circumstances and in the market could affect your eligibility for certain mortgages.

When we advise you, we’ll look at your current mortgage, how much you have repaid, and the expected income from the sale of your property to determine the right move. With access to the full lending market, including mortgages available only to brokers, we can help you to find a mortgage that suits your needs.

Your mortgage journey with Harmony FS

We’re here to take the financial hassle out of moving house.

Here’s what we do to make sure we can find you the best mortgage when you buy a new home.

1. Talk to you about your requirements and figure out what you need from a mortgage.
2. Assess your income and any existing financial commitments to determine what you can afford.
3. Explain the different types of mortgage and their associated costs.
4. Work with you to find the best mortgage to suit your needs.
5. Provide you with full mortgage illustrations and complete the application for you.
6. Advise on insurance and recommend a solicitor.
7. Take care of the full application process, liaising with the lender on your behalf.

We’re here to take the financial hassle out of moving house.

Move home with confidence

Harmony FS are dedicated to providing an expert service to potentially save you time, money and stress when moving house.

For friendly, impartial mortgage advice for home movers, get in touch with us today.